understanding catastrophic injuryBenefits We Enable
About Our Benefits
The MCCA’s reimbursement funding covers a comprehensive range of medical and supportive services essential for catastrophically injured individuals. These benefits are designed to maximize quality of life, independence and recovery outcomes.
The specific services each person receives depend on their individual needs and medical condition. Care plans are developed by medical professionals and adjusted over time as circumstances change.
Where Funding Goes
The chart below shows how MCCA funding is distributed across major benefit categories:
Attendant Care: In-home nursing and personal care assistance
Residential Care Facilities: 24-hour care in specialized facilities
Rehabilitation Services: Physical, occupational and speech therapy
Medical Equipment & Supplies: Wheelchairs, hospital beds and adaptive technology
Medications: Prescription drugs and ongoing pharmaceutical needs
Other Medical Services: Physician visits, diagnostic testing and specialized care
Click the chart above for a closer look.
Understanding Cost Trends
Medical costs for catastrophic care have grown significantly over time, driven by advances in medical technology, increased survival rates and the rising cost of healthcare services.
This chart compares the growth of catastrophic care costs to general medical inflation. While these cost increases present challenges for the no-fault system, they also reflect improvements in care quality and outcomes that allow injured individuals to live longer, fuller lives.