understanding catastrophic injuryOur Claims Profile
About Our Claims Profile
The MCCA currently supports care for thousands of claimants who have sustained catastrophic injuries in auto accidents. These individuals range from young children to older adults, and their injuries occurred anywhere from a few years to several decades ago.
Our commitment to supportive care lasts a lifetime. Whether an injury occurred last year or in 1978 when the MCCA was created, we continue to fund the medical care and support services each person needs by reimbursing payments made by their insurance companies. This means families can plan for the future with confidence, knowing that funding will be there throughout their loved one's lifetime.
Who We Serve
Catastrophic injuries affect people of all ages. The chart below shows the age distribution of current claimants at the time of their injury. This data reflects the reality that serious auto accidents can happen to anyone, at any stage of life.
Young adults account for a significant share of claims because they are more likely to be involved in auto accidents. However, we also serve children, middle-aged adults, and seniors — each with unique care needs and challenges.
Lifetime Commitment
A catastrophic injury changes everything — not just for the injured person, but for their entire family. Medical needs don't end after the initial hospitalization; they may continue for years or even decades.
The MCCA's role is to ensure that financial concerns don't compound the challenges these families already face. From the moment payments exceed the statutory retention limit, we provide consistent, reliable reimbursement for as long as care is needed. This commitment has remained unchanged since our creation in 1978.
