2026 Annual Consumer Statement
The Michigan Catastrophic Claims Association (MCCA) serves Michigan as a nonprofit reinsurer, enabling auto insurers to provide unlimited no-fault Personal Injury Protection (PIP) coverage that supports medical care for individuals catastrophically injured in automobile accidents.
Our 2026 Annual Report to the Legislature and Annual Consumer Statement highlights our critical role in stabilizing the insurance market and making Michigan’s unique auto no-fault coverage more accessible and affordable.
More Resources for policy makers